Conveyancing

You’ve signed for your dream home, done your homework, and confirmed you can afford the repayments. You’ve even pictured that perfect lounge suite in the family room. But then, unexpectedly, the banks decline your application—not due to affordability, but because of risk. Risk, in this context, refers to an internal scoring system used by banks, […]

Both VAT and transfer duty are taxes imposed by the South African Revenue Services on immovable property transactions, governed by the VAT Act and Transfer Duty Act respectively. There is sometimes confusion for sellers or buyers as to whether VAT or transfer duty will be applicable to a sale, and purchase price.   Below are some

Zoning A property is zoned by the local government on town planning stage.  A zoning certificate is issued by the local government as confirmation of the classification of a specific property, further providing information relating to the uses permitted on such property.  The certificate can be applied for and obtained from the local authority or